1. Information We Collect

We may collect personal and non-personal information including:

Personal Information

• Full name
• Phone number
• Email address
• Mailing address
• Date of birth
• Government-issued identification
• Driver’s license information
• Financial and employment details

Uploaded Documents

Users may upload documents such as:

• Photo IDs
• Driver’s licenses
• Proof of income
• Financial documents
• Supporting application files

Technical Information

We may automatically collect:

• IP address
• Browser type
• Device information
• Website usage data
• Cookies and analytics information

2. How We Use Your Information

We use collected information to:

• Process loan applications
• Verify identity and submitted documents
• Communicate with customers
• Improve our services and website
• Prevent fraud and unauthorized activity
• Comply with legal and regulatory obligations
• Provide customer support

3. Information Sharing

ODL Financiera does not sell or rent your personal information.

We may share information with trusted third parties only when necessary, including:

• Verification and compliance providers
• Financial institutions
• Technology and hosting providers
• Payment processors
• Legal or regulatory authorities when required by law

All third-party providers are expected to maintain appropriate confidentiality and security standards.

4. Data Security

We implement reasonable administrative, technical, and physical safeguards to help protect your personal information against unauthorized access, misuse, loss, or disclosure.

However, no internet transmission or electronic storage system can be guaranteed completely secure.

5. Cookies & Tracking Technologies

Our website may use cookies and similar technologies to:

• Improve user experience
• Analyze website traffic
• Remember user preferences
• Enhance website performance

Users may disable cookies through their browser settings, though some website features may not function properly.

6. Document Retention

Uploaded documents and application data may be securely stored for:

• Verification purposes
• Customer records
• Legal and compliance obligations
• Fraud prevention

We retain information only as long as reasonably necessary or legally required.

7. Your Rights

Depending on applicable laws, users may have the right to:

• Request access to personal information
• Correct inaccurate data
• Request deletion of eligible information
• Withdraw consent where applicable
• Request information about data usage

Requests may be subject to identity verification and legal limitations.

8. Third-Party Links

Our website may contain links to external websites or services. ODL Financiera is not responsible for the privacy practices, policies, or content of third-party websites.

Users are encouraged to review the privacy policies of external sites separately.

9. Children’s Privacy

Our services are intended for adults and individuals legally eligible to enter financial agreements. We do not knowingly collect personal information from children under the age permitted by applicable law.

10. Changes to This Privacy Policy

ODL Financiera reserves the right to update or modify this Privacy Policy at any time. Updated versions will be posted on this page with the revised effective date.

Continued use of the website after updates constitutes acceptance of the revised policy.

11. Contact Us

If you have questions regarding this Privacy Policy or your personal information, please contact us through the official contact information available on our website.